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Unit 1 Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What does "Financial Literacy" mean?

a)

Understanding how to earn, save, spend, and share your money wisely

b)

A plan for saving and spending

c)

Choosing not to spend money today to buy something in the future

d)

Income earned in return for working

2.

Which of the following is an example of "Income"?

a)

Deciding how much money to spend on food

b)

A waiter or waitress being paid in tips

c)

Setting aside part of your paycheck for future expenses

d)

Using money to buy clothes

3.

What is the definition of "Budget"?

a)

A paid position of regular employment

b)

A plan for saving and spending

c)

Income earned in return for working

d)

Using money to buy goods or services

4.

Which of the following best describes "Saving"?

a)

Choosing not to spend money today to buy something in the future

b)

Using money to buy goods or services

c)

A plan for saving and spending

d)

Understanding how to earn, save, spend, and share your money wisely

5.

What is "Wage" typically based on?

a)

The number of goods purchased

b)

The number of hours worked

c)

The amount of money saved

d)

The type of job held

6.

What is the definition of salary?

a)

The value of what you give up when making a choice

b)

Income earned in return for working, typically paid in fixed annual amounts

c)

Something essential for a person to live a healthy and functional life

d)

Something an individual desires but can live without

7.

Which of the following is an example of a need?

a)

Designer clothing

b)

Air

c)

Vacations

d)

Electronics

8.

What does opportunity cost represent?

a)

The income earned regardless of hours worked

b)

The value of what you give up when making a choice

c)

Something that an individual desires but can live without

d)

Something essential for a person to live a healthy life

9.

Which of the following is an example of a want?

a)

Groceries

b)

Housing

c)

Designer clothing

d)

Air

10.

If you spend time studying for an exam instead of working a part-time job, what is the opportunity cost?

a)

The income you would have earned from the part-time job

b)

The time spent studying

c)

The annual income earned regardless of hours worked

d)

The value of groceries and housing