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Bankruptcy Quiz Worksheet Questions

Total questions: 8

Worksheet time: 4mins

Name
Class
Date
1.

Why do people file for bankruptcy? Mark only one oval.

a)

can easily pay off debts

b)

can't pay off debts

c)

because the government forces you to

2.

Which option is an advantage of filing for bankruptcy? Mark only one oval.

a)

credit score will decrease (go down)

b)

debt will be forgiven (erased)

c)

it will be harder to buy things like a car or home

3.

How many years can a bankruptcy stay on a credit report? Mark only one oval.

a)

1-2 years

b)

7-10 years

c)

3-5 years

4.

The word "debt" means Mark only one oval.

a)

money you get from a job

b)

money you owe like credit cards, medical bills, and loans

c)

money the government collects every year to pay for services

5.

Chapter 7 Bankruptcy is for people with a _______ income. Mark only one oval.

a)

low

b)

average

c)

high

6.

Which type of bankruptcy allows you to keep your property and pay back your debt through payment plans? Mark only one oval.

a)

Chapter 7

b)

Chapter 13

7.

Before an individual may file for bankruptcy they must: Mark only one oval.

a)

go to court and argue their charges

b)

attend and complete credit counseling

c)

invest in stocks and bonds

8.

Select all the answer choices below of common reasons people file for bankruptcy. Check all that apply.

a)

stable income and pays bills on time

b)

divorce from wife or husband

c)

high medical bills

d)

job loss