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Worksheets

Page 1

Total questions: 16

Worksheet time: 12mins

Name
Class
Date
1.

Which topic is the main focus of this lesson page?

a)

Finance, budgeting and employment

b)

Cooking and nutrition tips

c)

Art history and painting styles

d)

Geography and world climates

2.

Which term best fits: Looking after and managing money?

a)

Financial responsibility

b)

Financial competence

c)

Financial understanding

d)

Values

3.

A student opens a bank account to deposit allowance and pay for a school trip. Which key word applies most?

a)

Financial responsibility

b)

Financial competence

c)

Financial understanding

d)

Values

4.

Which spending choice is most likely a need rather than a want?

a)

Upgrading a social media app

b)

Eating at a burger restaurant

c)

Wireless earbuds with case

d)

Basic clothing like a shirt

5.

Which step is most helpful when starting a simple budget?

a)

Ignore irregular expenses entirely

b)

List all income and regular bills

c)

Borrow money before tracking costs

d)

Estimate with no records or receipts

6.

If a university student gets a set amount of money each month, what strategy best manages money?

a)

Spend most in the first week

b)

Use credit for every purchase

c)

Divide funds by rent, food, travel

d)

Ignore fees until the semester ends

7.

Niala shares a rented flat. Which category best describes this living situation cost?

a)

Transportation expense

b)

Education expense

c)

Entertainment expense

d)

Housing expense

8.

What is a debit card?

a)

A card using money in your account

b)

A card only for online shopping

c)

A card that always borrows funds

d)

A card for paying taxes yearly

9.

Which reason is best for making a budget?

a)

To stop all fun activities

b)

To increase taxes you pay

c)

To avoid using any money

d)

To plan spending and saving

10.

Fill in the blank: As soon as you (a)   money, you are in debt until you pay it back in full including interest.

11.

What starts the problems with borrowing according to the material?

a)

Using cash only

b)

Ignoring credit offers

c)

Missing agreed repayments

d)

Changing bank accounts

12.

Which item is a form of borrowing often used to buy goods from a catalogue over time?

a)

Mail order catalogue

b)

Receipt

c)

National lottery

d)

Tax

13.

What is the main benefit of tracking your expenses regularly?

a)

It allows you to ignore bills

b)

It makes budgeting impossible

c)

It helps you spend more than you earn

d)

It helps you identify areas to save money

14.

Which action shows financial responsibility?

a)

Paying bills on time

b)

Spending all your money immediately

c)

Ignoring your bank statements

d)

Borrowing without a plan to repay

15.

What is the purpose of separating needs from wants in a budget?

a)

To spend more on entertainment

b)

To prioritize essential expenses

c)

To increase your debt

d)

To avoid saving any money

16.

Christie makes changes to her budget at the end of every month. What is her reason for doing this in terms of smart financial planning?

a)

She is not satisfied with the monthly budget outcome.

b)

Her needs keep changing, so she changes her monthly budget.

c)

She is reviewing her goals and aligning the budget to work toward them.

d)

She keeps changing her mind about her goals.