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Worksheets

7th Finance

Total questions: 21

Worksheet time: 12mins

Name
Class
Date
1.

Is this an example of a want or a need?

a)

Want

b)

Need

2.

Is this an example of a want or need?

a)

Want

b)

Need

3.

Is this an example of a want or a need?

a)

Want

b)

Need

4.

Is this an example of a want or a need?

a)

Want

b)

Need

5.

Is this an example of a want or a need?

a)

Want

b)

Need

6.

Is a television a need or want?

a)

Need

b)

Want

7.

Is family a need or want?

a)

Need

b)

Want

8.

A need is something we can't live without.

a)

True

b)

False

9.

Always include the month, day, and year when writing the date.

a)

True

b)

False

10.

What is A on the check?

a)

check number

b)

date check was written

c)

Name and address of the checking account holder

11.

What is B on the check?

a)

bank ID number

b)

date check was written

c)

check number

12.

What is H on the check?

a)

amount of check in words

b)

company or person being paid

c)

purpose of the check

13.

What is I on the check?

a)

company or person being paid

b)

name and address of the account holder

c)

amount of check in words

14.

Tracking your spending can help you _____.

a)

spend more money

b)

make good decisions

c)

know where your money is being spent

d)

spend less money

15.

If you have a budget, you have _____.

a)

afford nicer things

b)

spend all the money you want

c)

a plan for using your money over a set period of time

d)

a good idea of how much money you’ll make

16.

Keeping track of what you earn, spend, and save are they key parts of a _____.

a)

monthly allowance

b)

investment strategy

c)

paycheck

d)

budget

17.

Which of these explains a want, not a need?

a)

Shelter: If you don't have this you could possibly die in cold weather

b)

Chocolate: People like to eat this as a sweet treat, some may think it's delicious.

c)

Protein: This is important for having good health. It provides valuable nutrients.

d)

Clothes: You wear these to stay warm and out of jail.

18.

If you go over your budget, what is a way to cut down on expenses?

a)

eat out less

b)

go to the movies less

c)

skip out on a concert

d)

all of the above

19.

What is net pay?

a)

Your income before taxes are taken out.

b)

Your income after taxes are taken out.

20.

What is gross pay?

a)

Your income before taxes are taken out.

b)

Your income after taxes are taken out.

21.

Which form of income should you base your budget off of?

a)

Net income

b)

Gross income

c)

Both net and gross income

d)

Neither net or gross income