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Pay Stubs Vocab

Total questions: 24

Worksheet time: 18mins

Name
Class
Date
1.

What is the average rate everyone's wages are taxed for FICA - Social Security?

a)

2%

b)

5%

c)

15%

d)

6.2%

2.

What are deductions?

a)

money that goes towards your Social Security

b)

when you pay back money you owe someone

c)

a speical type of tax

d)

any amount of money subtracted from your check

3.

What is a worker's wages based on?

a)

how many days a person works per week

b)

minimum wage

c)

their years of service

d)

how many hours a person works, and their hourly wage

4.

What is a salary?

a)

a fixed regular amount based upon an agreed amount between the employer & employee

b)

any amount of money subtracted for your check

c)

the time period in which an employee worked and is being paid for.

d)

explains how much you earned, how much you pay in taxes, and other monies that were deducted.

5.

What are wages?

a)

a fixed regular payment based upon an agreed amount between the employer and employee

b)

the total amount of your pay, before deductions are made

c)

the payment of money for labor or services performed

d)

the amount you receive after all deductions are made from your total earnings

6.

Which items are OTHER deductions that may come out of your check if you asked for them from your employer?

a)

Recycle Tax

b)

401K retirement, and other voluntary contributions

c)

Tax on your bus ride to school everyday

7.

What is the term for money taken out of a paycheck?

a)

salary

b)

deduction

c)

subtraction

d)

none of the above

8.

The money earned before money is taken out of a paycheck is called what?

a)

net pay

b)

earned pay

c)

gross pay

d)

full pay

9.

The time period in which an employee gets paid is called?

a)

pay check

b)

pay period

c)

time period

d)

none of these

10.

Which are considered mandatory deductions from a paycheck?

a)

social security

b)

medicare

c)

federal income tax

d)

all of these

11.

What is Net pay?

a)

Your Gross pay + any taxes you owe

b)

Your Gross pay - cost of school clothes

c)

Your Gross pay + lunch money

d)

Your Gross pay - your deductions

12.

Gross Pay is the same as Net Pay

a)

True

b)

False

13.

Your deductions are Bigger than your paycheck!

a)

True

b)

False

14.

What is a pay stub?

a)

A form of identification for employees.

b)

A record of an employee's wages, taxes, and deductions.

c)

A monthly report of company profits.

d)

A document outlining company policies.

15.

What purpose do pay stubs serve for employees?

a)

They are used to track work hours only.

b)

They provide proof of residency.

c)

They allow employees to verify their pay is correct, have tax records, and provide proof of income or employment when applying for housing or loans.

d)

They are used for voting in company elections.

16.

What does the abbreviation YTD stand for?

a)

Year to Date

b)

Your Total Deductions

c)

Yearly Tax Deductions

d)

Yearly Total Deposit

17.

Which of the following deductions are mandatory?

a)

Retirement savings

b)

Health insurance premiums

c)

Taxes

d)

Charitable contributions

18.

Which type of deduction can be optional?

a)

Taxes

b)

Retirement savings

c)

Social Security contributions

d)

Medicare contributions

19.

What is the purpose of Federal Income Tax?

a)

To fund personal retirement accounts

b)

To support building federal infrastructure, the military, social programs, and more

c)

To pay for state education and other state programs

d)

To provide healthcare services to all citizens

20.

Do all states have an income tax?

a)

Yes, all states have an income tax

b)

No, not all states have an income tax

c)

Only states with large populations have an income tax

d)

Only states with no federal funding have an income tax

21.

What is State Income Tax used for in the states that have it?

a)

To fund the national defense

b)

To support healthcare services

c)

To fund state education and other state programs

d)

To build federal infrastructure

22.

What benefits does the Social Security Tax fund provide?

a)

Unemployment benefits

b)

Retirement income for people 62 and older

c)

Health insurance for people 65 and older

d)

Education grants

23.

What is the current rate of Medicare Tax?

a)

1.45%

b)

2.9%

c)

6.2%

d)

7.65%

24.

Who benefits from the Medicare Tax?

a)

People 62 and older

b)

People 65 and older

c)

Unemployed individuals

d)

Students