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Financial Statements Review

Total questions: 33

Worksheet time: 17mins

Name
Class
Date
1.

Days Sales Outstanding (DSO) measures:

a)

How quickly receivables are collected

b)

How long inventory sits before sale

c)

How fast assets depreciate

d)

How long suppliers are paid

2.

A firm reports Annual Sales of 900,000 and Accounts Receivable of900,000\ and\ Accounts\ Receivable\ of 150,000. Assuming sales are evenly distributed throughout the year, what is the Days Sales Outstanding (DSO)?

a)

75 days

b)

60 days

c)

45 days

d)

30 days

3.

If Accounts Receivable rise to 225,000 while annual sales remain225,000\ while\ annual\ sales\ remain 900,000, and sales are evenly distributed, what is the new DSO?

a)

75 days

b)

60 days

c)

105 days

d)

90 days

4.

Using the DSO scenario, which change would most likely reduce DSO over time?

a)

Extending credit terms to customers

b)

Slower invoicing and collections

c)

Increasing inventory on hand

d)

Implementing early payment discounts

5.

Which asset represents money that can be immediately spent by the firm?

a)

Cash and cash equivalents

b)

Property, plant, and equipment

c)

Accounts receivable

d)

Inventory

6.

Given Total Assets of $2,000,000 and a Debt Ratio of 60%, what is Total Equity?

a)

$600,000

b)

$400,000

c)

$800,000

d)

$1,200,000

7.

A firm reports Net Income of 240,000, Total Assets of240,000,\ Total\ Assets\ of 2,000,000, and a Debt Ratio of 60%. What is the firm’s Return on Equity (ROE)?

a)

12%

b)

40%

c)

30%

d)

20%

8.

Which item is least liquid among the listed assets?

a)

Inventory

b)

Property, plant, and equipment

c)

Accounts receivable

d)

Cash and cash equivalents

9.

Which action would increase ROE, holding net income constant?

a)

Issuing new equity shares

b)

Reducing total debt outstanding

c)

Selling equipment to increase assets

d)

Repurchasing shares to reduce equity

10.

Which of the following Assets has the highest liquidity?

a)

Inventory highest

b)

Accounts receivable highest

c)

Property, plant, and equipment highest

d)

Cash and cash equivalents highest

11.

Which ratio measures a firm’s ability to meet short-term obligations?

a)

Total asset turnover

b)

Current ratio

c)

Return on equity

d)

Debt ratio

12.

A firm reports inventory of 220,000 and cost of goods sold of 1,600,000. Using average inventory, what is the inventory turnover ratio?

a)

7.27 times

b)

8.00 times

c)

8.89 times

d)

9.41 times

13.

Which statement summarizes revenues and expenses over a period of time?

a)

Statement of cash flows

b)

Statement of retained earnings

c)

Income statement

d)

Balance sheet

14.

The debt ratio measures:

a)

Liquidity risk

b)

Interest coverage ability

c)

Profitability per dollar of sales

d)

Percentage of assets financed by debt

15.

Given current assets of 500,000 and current liabilities of500,000\ and\ current\ liabilities\ of 250,000, what is the current ratio?

a)

3.0

b)

2.5

c)

2.0

d)

1.5

16.

Total asset turnover is best interpreted as:

a)

Assets financed per dollar of equity

b)

Cash collected per dollar of sales

c)

Sales generated per dollar of assets

d)

Profit earned per dollar of assets

17.

A company reports: Cash = $140,000 Accounts Receivable = $90,000 Inventory = $170,000 Property, Plant, and Equipment = $20,000 Current Liabilities = $200,000 What is the quick ratio?

a)

1.15

b)

0.85

c)

0.3

d)

0.65

18.

Which of the following is NOT typically included in a firm’s annual report?

a)

Chairman’s letter

b)

Discussion of operations

c)

Future stock price projections

d)

Financial statements

19.

The income statement primarily measures:

a)

Liquidity over a period

b)

Profitability over a period

c)

Asset valuation at a date

d)

Owner’s equity changes

20.

A low Times-Interest-Earned (TIE) ratio most likely signals which condition for a firm?

a)

High overall profitability

b)

Difficulty paying interest

c)

Low leverage across capital

d)

Strong interest coverage

21.

Which financial statement shows the firm’s financial position at a specific point in time?

a)

Statement of retained earnings

b)

Income statement report

c)

Statement of cash flows

d)

Balance sheet

22.

A firm has Total Assets of 2,000,000 and Total Liabilities of2,000,000\ and\ Total\ Liabilities\ of 950,000. What is the debt ratio?

a)

210.52 percent

b)

47.5 percent

c)

52.5 percent

d)

57.5 percent

23.

Which ratio best evaluates a company’s ability to meet interest obligations from operating earnings?

a)

Quick ratio test

b)

Debt-to-equity ratio

c)

Times-Interest-Earned

d)

Current ratio measure

24.

Given assets of 2,000,000 and liabilities of2,000,000\ and\ liabilities\ of 950,000, what is the equity amount under the accounting equation?

a)

$1,050,000 equity

b)

$1,000,000 equity

c)

$950,000 equity

d)

$2,950,000 equity

25.

Which statement best distinguishes profitability analysis from liquidity analysis?

a)

Profitability emphasizes earnings generation; liquidity emphasizes near-term cash capacity

b)

Profitability emphasizes cash holdings; liquidity emphasizes long-term earnings stability

c)

Profitability emphasizes interest coverage; liquidity emphasizes capital structure

d)

Profitability emphasizes asset turnover; liquidity emphasizes income recognition

26.

The primary purpose of ratio analysis is to:

a)

Maximize reported profits

b)

Assess future financial health

c)

Eliminate accounting differences

d)

Predict future stock prices

27.

Why are ratios useful when comparing firms of different sizes?

a)

Ratios reflect market values

b)

Ratios eliminate accounting bias

c)

Ratios remove inflation effects

d)

Ratios standardize financial information

28.

Return on assets (ROA) measures:

a)

Market valuation

b)

Profit per dollar of assets

c)

Profit per dollar of equity

d)

Profit per dollar of sales

29.

A current ratio below the industry average suggests:

a)

Stronger short-term liquidity

b)

Improved asset utilization

c)

Higher profitability margins

d)

Weaker short-term liquidity

30.

The balance sheet shows:

a)

Changes in equity over time

b)

Cash inflows and outflows over time

c)

Revenues earned during the year

d)

Assets and how they are financed

31.

A firm reports Net Income = 180,000 and Total Assets=180,000\ and\ Total\ Assets= 1,650,000. What is the firm’s ROA?

a)

12.0%

b)

11.5%

c)

10.9%

d)

13.3%

32.

A high inventory turnover ratio generally indicates:

a)

Poor sales performance

b)

Excess inventory

c)

High prices

d)

Efficient inventory management

33.

A firm reports the following: Beginning of Year Current Assets = 420,000 Current Liabilities=420,000\ Current\ Liabilities= 290,000 End of Year Current Assets = 510,000 Current Liabilities=510,000\ Current\ Liabilities= 340,000 What is the firm’s current ratio at year-end, and how did it change over the year?

a)

1.32, liquidity declined

b)

1.50, liquidity declined

c)

1.50, liquidity improved

d)

1.24, liquidity improved