Aria decides to learn carpentry by taking a job at a local workshop, where she is taught the trade while earning a salary. Which is an example of an apprenticeship?

Jackson has been working at the same company for several years and feels confident that he will continue to have his job in the future. What does this situation describe?

Priya has just started a new job and is told she will be on probation for the first three months. What does this probation period mean?

Elijah is hired to work for a business. Which of the following best describes Elijah?

Jackson and Liam decide to start a small business together. Before they begin, they both sign a document outlining their responsibilities and how profits will be shared. This document is best described as:

Benjamin works at a store. He gets paid extra money based on the number of sales he makes. Which situation best describes how Benjamin earns commission?

Noah is preparing his resume for a job application. Which is most important for Noah to include on his resume?

Harper is considering ways to gain experience in her chosen career field. Which option is the best example of an internship?

Mia is applying for a job, and the employer asks her to come in for an interview. Why does the employer want to interview Mia?

Aria wants a safe place to keep her money so she can easily pay bills and make purchases. What type of account should she open?

Luna visits her bank and gives the teller some cash to add to her account. What is this action called?

Lily checks her bank account online and sees an “available balance.” What does this mean?

Olivia is filling out a form to set up direct deposit for her paycheck. She is asked to provide a routing number. What is a routing number used for?

Olivia is opening a new bank account. She receives a unique number from the bank. What is this account number used for?

Mason just started a new job, and his employer offers to pay him through direct deposit. What does this mean?

Scarlett receives a check from her friend and wants to deposit it without visiting the bank. What should she do?

James is concerned about what would happen to his money if his bank were to fail. What does FDIC protect?

Charlotte receives her monthly bank statement in the mail. What does the bank statement show?

Aria checks her bank app and sees that a transaction is marked as pending. What does this mean?

Scarlett wants to buy a new phone but doesn't have enough money right now. She decides to use credit to make the purchase. What does this mean?

Hannah wants to buy a car but doesn't have enough money. She decides to borrow money from the bank and pay it back monthly. Which is an example of a loan?

James is comparing different credit card offers. Each card lists an APR in its terms. What does APR stand for?

Evelyn has a credit card and decides to only make the minimum payment each month. What is the biggest risk she faces by doing this?

Emma has $100 in her bank account. One day, she spends $120 using her debit card. What is this situation called?

Harper notices a small fee deducted from her bank account each month. This fee is:

Daniel wants to build a good credit history. Which action should he take?

Hannah receives her first credit card and wants to know how much she can spend using it. What does the credit limit refer to?

Emma just received her first credit card. She wants to make sure she avoids credit card debt. Which choice is the best way for Emma to avoid credit card debt?

James wants to borrow money from a bank. Why does the bank check his credit score?

Abigail is considering opening a savings account at her local bank. What is the main benefit she will get from having a savings account?

Aria is trying to improve her credit score. Which action could hurt her credit score?

James works at a company and every two weeks, his paycheck is automatically deposited into his bank account. What is this process called?

Emma wants to save money for future emergencies and earn some interest. Which type of bank account should she consider opening?

Lucas is reviewing his pay stub and notices deductions for Social Security and Medicare. What are these deductions called?

Sophia wants to make sure her money is safe in the bank. Which organization insures her deposits up to a certain limit?

Sophia is preparing for a job interview and wants to make a good impression. What should she focus on during the interview?

Oliver wants to buy a laptop but doesn't have enough money right now. He decides to use a credit card and pay the amount back over several months. What is this an example of?

Emily is reviewing her credit card statement and sees a section labeled 'APR.' Why is it important for her to understand the APR?

Olivia wants to keep her money safe and be able to access it easily for everyday purchases. Which type of account should she choose?

Lucas receives his paycheck through direct deposit. What is one advantage of using direct deposit?

Ella is reviewing her bank account and notices a transaction labeled as 'overdraft fee.' What does this mean?

Sophia wants to keep track of her spending and deposits. Which document should she review each month?

Henry is considering opening a checking account. What is one main benefit of having a checking account?

Mia uses her debit card to buy groceries, but the transaction is declined because she doesn't have enough money in her account. What is this situation called?

Olivia wants to open a checking account to manage her daily expenses. What is one main feature of a checking account?

Benjamin is considering applying for a loan. What should he do to increase his chances of approval?

Grace receives her monthly bank statement and notices a transaction she doesn't recognize. What should she do first?

Olivia wants to make sure her bills are always paid on time. Which method can help her avoid missing payments?

James is looking for a way to access his money easily for everyday purchases. Which type of account should he use?

Emma receives a job offer and is asked to provide her bank account number for direct deposit. Why does the employer need this information?

Jordan earns $17.50 per hour and works 36 hours in one week.
What is Jordan’s gross weekly pay?

Samantha earns a gross pay of $720 for the week. Her total deductions are 18%.
What is Samantha’s net pay?

A phone costs $900. You finance it for 2 years at 12% simple interest.
How much interest will you pay?

A credit card balance is $1,250 with a 20% APR. Assume simple interest for one year.
How much interest will be charged in one year?