WorksheetsDigital Money & The SMG Test
Total questions: 20
Worksheet time: 10mins
Choose the best answer: What is the definition of "digital money"?
Physical coins and paper bills kept in a wallet
Money that exists only in electronic form
Coupons that can only be used in person
Gold bars stored in a bank vault
Choose the best answer: In the Stock Market Game, how much virtual money does your team start with to manage?
1,000
10,000
100,000
1,000,000
Choose the best answer: Which security feature adds an extra layer of protection by requiring a second form of identification, such as a code sent to your phone?
One-factor login
Two-Factor Authentication (2FA)
Public Wi-Fi access
Sharing your PIN
Choose the best answer: What does "Beta" measure when researching a stock?
The company's total annual profit
The number of employees in the company
The volatility or rapid/unexpected changes in a stock's price
The date the company was founded
Choose the best answer: What is an Initial Public Offering (IPO)?
The final day a company sells stock before closing
The first time a company sells its stock to the public
A type of dividend paid only to employees
A discount offered to new investors
Choose the best answer: Which technology allows you to make "contactless" payments by tapping your phone or card near a reader?
Blockchain
NFC (Near Field Communication)
Dial-up internet
QR codes
Choose the best answer: If you spread your investment money among different industries (like technology, health, and energy), what strategy are you using?
Concentration
Diversification
Budgeting
Saving
Choose the best answer: Which of these is considered a long-term financial goal?
Buying a new pair of shoes next week
Saving for a video game this month
Paying for your college education in several years
Buying a bicycle tomorrow
Choose the best answer: What is "Market Capitalization"?
The city where a company's headquarters is located
The price of a single share of stock
The total current market value of all of a company's outstanding shares
The amount of cash a company has in its safe
Choose the best answer: What is a major risk associated with using digital money?
It is too heavy to carry in a pocket
Cybercrime and hacking
It smells like old paper
It can only be used during bank hours
Choose the best answer: Where are the two major U.S. stock exchanges (NYSE and NASDAQ) located?
Washington, D.C.
Los Angeles
Chicago
New York City
Choose the best answer: Which team role in the Stock Market Game is responsible for ensuring trades are entered and executed correctly?
Director
Researcher
Data Entry Coordinator
Lead Reporter
Choose the best answer: What is the name of the digital record-keeping technology often used by cryptocurrency to improve transparency?
NFC
QR code
Blockchain
Encryption
Choose the best answer: What are "Dividends"?
Fees paid to a stockbroker for every trade
Parts of a company's profits shared with its stockholders
Taxes a company pays to the state
The total number of shares a company has issued
Choose the best answer: In the context of investing, how is "Risk" defined?
The amount of money you are guaranteed to earn
The possibility of losing all or part of an investment's value
The fee paid to enter the Stock Market Game
The name of a company's ticker symbol
Choose the best answer: Which of the following is a safe practice when using digital money?
Sharing your password with friends
Using public Wi-Fi when making payments
Never checking your bank statements
Avoiding public Wi-Fi and never sharing PINs
Choose the best answer: What does a "52-week range" show on a stock quote?
The number of shares traded today
The highest and lowest price of the stock over the past year
The name of the company's board of directors
The total profit made in one week
Choose the best answer: A "stock" represents:
A loan given to a company that must be paid back with interest
A share of ownership in a publicly held company
A physical product a company sells
A type of bank savings account
Choose the best answer: Which of these is an advantage of digital payments for businesses?
It increases the amount of physical cash they must handle
It makes payments slower
It lowers the cost of handling cash
It requires more paperwork than paper checks
Choose the best answer: Which team member coordinates the group's efforts and is responsible for resolving disagreements?
Data Entry Coordinator
Director
Portfolio Coordinator
Researcher
