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Economics Fundamentals Quiz

Total questions: 45

Worksheet time: 22mins

Name
Class
Date
1.

What is the fundamental problem that all societies face?

a)

Inflation

b)

Scarcity

c)

High taxes

2.

Which of the following is an example of a "need"?

a)

Shelter

b)

A smartphone

c)

Designer shoes

3.

Economics is best defined as the study of how people make choices to cope with scarcity.

a)

Earn as much money as possible

b)

Make choices to cope with scarcity

c)

Eliminate their unlimited wants

4.

A person who organizes and operates a business, taking on financial risks, is a(n):

a)

Manager

b)

Employee

c)

Entrepreneur

5.

If you choose to study for a test instead of going to a movie, the movie is your:

a)

Incentive

b)

Trade-off

6.

When a government must choose between spending on the military or social programs, it faces a:

a)

Guns or butter trade-off

b)

Production possibilities curve

c)

Budget surplus

7.

Which type of capital includes a worker’s knowledge and skills?

a)

Physical capital

b)

Human capital

c)

Monetary capital

8.

Which function of money allows us to compare the values of different goods?

a)

Store of value

b)

Medium of exchange

c)

Unit of account

9.

An incentive is something that:

a)

Forces a person to act against their will

b)

Encourages or motivates a person to act

10.

In which economic system do buyers and sellers determine what is produced?

a)

Market economy

b)

Command economy

c)

Traditional economy

11.

A "shortage" occurs when:

a)

There is a permanent lack of a resource

b)

Consumers want more than what is available at a certain price

c)

A government decides to stop production

12.

Physical capital refers to:

a)

Cash held in a business bank account

b)

Human-made objects used to create other goods

c)

Raw materials found in nature

13.

Which of the following is one of the three basic economic questions?

a)

Where will we produce?

b)

How will we produce?

c)

Why will we produce?

14.

Voluntary exchange is an arrangement where:

a)

Both parties expect to gain from the trade

b)

One party is forced to trade by the government

c)

Only the seller benefits from the transaction

15.

Which economic system relies on habit and ritual to answer economic questions?

a)

Command

b)

Mixed

c)

Traditional

16.

The "invisible hand" is a concept that suggests:

a)

The government must guide all transactions

b)

Self-interest and competition regulate the market

c)

Prices should be fixed by a central authority

17.

"Laissez-faire" is an economic philosophy that means:

a)

The government should not interfere in the economy

b)

The government should own all factories

c)

Labor unions should control production

18.

Which of these is a "trade-off"?

a)

Giving up one thing to get another

b)

The very best thing you didn't choose

c)

Having enough resources for everyone

19.

Why is labor considered a factor of production?

a)

It is the money used to buy equipment

b)

It is the effort people are paid to do

c)

It is the land where a factory is built

20.

A "market" is best described as:

a)

A physical building where food is sold

b)

An arrangement that allows buyers and sellers to exchange things

c)

A government agency that sets prices

21.

Consumer sovereignty means that:

a)

Consumers have the power to decide what gets produced

b)

The government protects consumers from high prices

c)

Producers tell consumers what they must buy

22.

What is a "safety net" in an economic context?

a)

A bank account for emergency spending

b)

Government programs that protect people in bad times

c)

A wall built around a factory for security

23.

Which of the following is an example of an "economic system"?

a)

The banking industry

b)

Capitalism

c)

A grocery store chain

24.

Efficiency in an economy means:

a)

Using resources to maximize the production of goods

b)

Providing equal income to every citizen

c)

Allowing the government to set all prices

25.

Thinking "at the margin" means deciding:

a)

Whether to do or use one additional unit of some resource

b)

To give up all your resources for one goal

c)

To never make a choice between two goods

26.

Standard of living refers to:

a)

The amount of debt a person has

b)

The level of economic prosperity in a society

c)

The number of laws a government passes

27.

A traditional economy is most likely to be found in:

a)

Large industrial cities

b)

Small, rural communities following old customs

c)

Urban areas with modern infrastructure

28.

Economic growth occurs when:

a)

A nation produces more goods and services over time

b)

The government stops all voluntary exchange

c)

People decide to stop working

29.

Which function of money makes bartering unnecessary?

a)

Store of value

b)

Medium of exchange

c)

Unit of account

30.

Specialization is when individuals or firms:

a)

Try to produce every single thing they need

b)

Concentrate their efforts on a limited number of activities

c)

Stop trading with other nations

31.

What is the main purpose of the production possibilities curve?

a)

To show the maximum possible output combinations of two goods

b)

To determine the price of goods in the market

c)

To measure the amount of money in circulation

32.

Which of the following best describes opportunity cost?

a)

The money spent on producing a good

b)

The total amount of resources used in production

c)

The most desirable alternative given up as a result of a decision

33.

Which economic system is characterized by government ownership of resources?

a)

Command economy

b)

Market economy

c)

Traditional economy

34.

A drought has made this year's tomato harvest smaller than usual. What will probably happen to the overall supply of tomato sauce?

a)

The supply will probably go up

b)

The supply will probably go down

35.
When there is a shortage the price will usually? 
a)
rise
b)
fall
c)
remain the same
d)
equilibrium
36.

The number of consumers who want and able to buy a good or service.

a)

demand

b)

supply

c)

opportunity cost

d)

entrepreneur

37.

Which of the following is not one of three basic reasons for saving money?

a)

Emergency fund

b)

Large purchases

c)

Have money available to lend to friends

d)

Build wealth

38.

Why is having a fully funded emergency fund so important when it comes to your financial well-being?

a)

As long as you have a good-paying job, you really don’t need am emergency fund

b)

The purpose of an emergency fund is to set money aside for unexpected financial emergencies and to provide a sense of financial security.

c)

The purpose of an emergency fund is to have money set aside so that you never make large purchases, like vacations.

d)

None of the above

39.

In which category should you have to make the most cuts in the budget?

a)

Savings

b)

Variable/Flexible Expenses

c)

Fixed Expenses

d)

Emergency Fund

40.

People who use resources are known in Economics as:

a)

Consumers

b)

Producers

c)

Economists

41.

People who use resources to create something for others are known in Economics as:

a)

Consumers

b)

Producers

c)

Economists

42.

The most basic economic problem:

a)

Limited resources

b)

Scarcity

c)

Unlimited wants

d)

All of these

43.

A bank deposit, a haircut, and mail delivery are all examples of:

a)

Goods

b)

Services

44.

A Chromebook, an Xbox, and a cell phone are all examples of:

a)

Goods

b)

Services

45.

Food, shelter and water are all examples of:

a)

Wants

b)

Needs