WorksheetsGood Debt vs Bad Debt
Total questions: 12
Worksheet time: 5mins
WHICH ARE GOOD DEBT(S)?
Yang manakah jenis hutang yang baik?
Student loan to study engineering
BNPL for new sneakers
Home loan for your first house
WHICH ARE BAD DEBT(S)?
Yang manakah adalah hutang jahat?
Borrow money to buy newest iPhone
Business loan to start selling food online
Personal loan for a holiday
WHICH ONE ARE GOOD DEBT(S)?
Yang manakah adalah hutang baik?
Borrow money for a skill course (coding, design, baking)
Car loan for a job that requires travelling
Car loan to impress friends
WHICH ONE ARE BAD DEBT(S)?
Yang manakah adalah hutang jahat?
Credit card and not paying in full
Borrow money to buy equipment that helps you earn (camera, laptop)
Borrow money to buy designer clothes
"Bad debt becomes worse if you pay late."
True
False
What is interest?
Free money
Extra cost you pay for borrowing
Discount
Reward
What happens if you miss a BNPL payment?
Nothing
You get a discount
You pay a late fee
They cancel your BNPL account
Which one has the highest interest?
Personal loan
Home loan
Car loan
Credit card debt
"Using debt for wants is a bad financial habit."
True
False
If you borrow RM1,000 and interest is 10%, how much extra do you pay?
RM10
RM50
RM100
RM200
Which is the safest option?
Paying the minimum on credit card
Paying full amount every month
Paying only interest
Ignoring your bill
What should you do before taking any loan?
Borrow first, think later
Check monthly payment + interest
Listen to friends
Follow trends
