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JA Finance Park Vocabulary Test

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Directions: Circle the correct answer for each vocabulary word. Gross What does gross mean?

a)

The amount of money left after taxes and deductions

b)

The total amount before anything is taken out

c)

Money that is borrowed and must be repaid

2.

Directions: Circle the correct answer for each vocabulary word. Net What does net mean?

a)

The total amount of money earned before deductions

b)

Money that comes from a bank

c)

The amount remaining after taxes and deductions are taken out

3.

Directions: Circle the correct answer for each vocabulary word. Gross Monthly Income What is gross monthly income?

a)

The money you receive after paying bills

b)

The total amount of money you earn in one month before taxes and deductions

c)

The money saved in a bank each month

4.

Directions: Circle the correct answer for each vocabulary word. Net Monthly Income What is net monthly income?

a)

The amount of money earned in a year

b)

The amount of money left each month after taxes and deductions

c)

The total amount earned before taxes

5.

Directions: Circle the correct answer for each vocabulary word. Taxes What are taxes?

a)

Money people choose to donate

b)

Money paid to the government to help pay for public services

c)

Money borrowed from a financial institution

6.

Directions: Circle the correct answer for each vocabulary word. Risk What is risk?

a)

The guarantee that something will succeed

b)

The chance of losing money or not getting the expected result

c)

The money saved for emergencies

7.

Directions: Circle the correct answer for each vocabulary word. Credit What is credit?

a)

Money you already have in your bank account

b)

The ability to borrow money with the promise to repay it later

c)

Free money given by a bank

8.

Directions: Circle the correct answer for each vocabulary word. Debit Card What is a debit card?

a)

A card that allows you to borrow money and pay interest

b)

A card that takes money directly from your bank account when you make a purchase

c)

A card used only to deposit checks

9.

Directions: Circle the correct answer for each vocabulary word. Credit Card What is a credit card?

a)

A card that withdraws money from savings

b)

A card that allows you to borrow money up to a limit and pay it back later

c)

A card used only for budgeting

10.

Directions: Circle the correct answer for each vocabulary word. Debt What is debt?

a)

Money that is saved for future use

b)

Money that is owed and must be paid back

c)

Money earned from working

11.

Directions: Circle the correct answer for each vocabulary word. Budget What is a budget?

a)

A plan for how to earn money

b)

A record of money already spent

c)

A plan for how to spend and save money

12.

Directions: Circle the correct answer for each vocabulary word. Check What is a check?

a)

A type of loan

b)

A written order directing a bank to pay money from an account

c)

A type of debit card

13.

Directions: Circle the correct answer for each vocabulary word. Income What is income?

a)

Money that is spent on needs and wants

b)

Money earned from working or other sources

c)

Money borrowed from a bank

14.

Directions: Circle the correct answer for each vocabulary word. Bank What is a bank?

a)

A government office

b)

A business that helps people save, borrow, and manage money

c)

A store that sells financial products

15.

Directions: Circle the correct answer for each vocabulary word. Financial Institution What is a financial institution?

a)

A business that provides financial services such as banking, loans, and savings

b)

A place where people vote

c)

A company that produces goods