Front

Money a lender provides to a borrower, expecting future repayment.

Back

credit

Front

Organizations that collect credit information about consumers

Back

credit bureaus

Front

Summarizes an individual's credit history, including credit applications, payment records, late fees, and public information.

Back

credit report

Front

A person's credit record

Back

credit history

Front

Numeric score assessing creditworthiness

Back

credit score

Front

Using personal info without permission for gain

Back

identity theft

Front

Used for specific purchases, allows more time to repay.

Back

installment credit

Front

Fees charged by a lender for borrowed money

Back

interest

Front

Credit extended for a short term (30 days or less)

Back

noninstallment credit

Front

Uses email viruses to redirect from a legitimate site to a fake one for personal info.

Back

pharming