Financial Literacy

Which is a sound way to keep track of your spending? Options: Get a credit Card, Create a budget, Save money, Give to Charity

What is the term for the extra money banks and credit card companies charge when they loan you money?

What does the marshmallow experiment prove?

Who makes more money in an investment scenario? Options: the guy who starts early, the girl with the most years, the guy who establishes credit, the girl with the bigger salary.

Which is not a good idea for a young person? Options: Starting a savings account at the bank, Buying a new car, Having a debit card, Renting

According to Mrs. Knobel and Dave Ramsey, which is a good idea? Options: paying cash, buying a house as soon as possible, getting a credit card, hosting a party

Which can help your budget?

• having a roommate
• buying designer jeans
• having a debit card
• having a credit card

If you are trying to save, you should try to pay for ____ only.

When you are starting out, you should...

What do you want to work in your favor, instead of against you?