Front

Which person probably has the lowest credit score? A woman who has missed three credit card payments in a row. A man who has had three car repossessions. A woman who has a $125,000 house loan.

Back

A man who has had three car repossessions

Front

True or false: "Bad credit is better than no credit"

Back

False

Front

How could opening several new credit accounts all at the same time affect your credit score?

Back

It hurts: it says I may be in trouble and need lots of help to stay afloat

Front

What is the single best thing you can do to help build a good credit score and to keep it once you have it?

Back

Pay my bills on time

Front

Which helps to establish a negative credit history? Options: Make payments on or before the due date. Never miss a payment. Pay off the full amount with the first monthly statement. Pay less than the minimum amount due.

Back

Pay less than the minimum amount due.

Front

Which is considered a good credit practice? Options: Use the credit card with the highest interest rate. Make late payments. Pay more than the minimum amount that is due. Borrow more than one can afford to repay.

Back

Pay more than the minimum amount that is due.