Car Insurance Basics

Front

According to Avery, why did she get car insurance? Options: To reduce the costs associated with a car accident, To provide monthly income for her, To cover the expenses of car maintenance, To protect the car from natural disasters

Back

To reduce the costs associated with a car accident

Front

Hannah says that liability coverage in car insurance covers injuries and property damage caused by the insured. Is she correct?

Back

Yes, it covers injuries and property damage caused by the insured.

Front

What is the purpose of collision & comprehensive coverage in car insurance?

Back

To cover collision damage to the insured's car

Front

What does uninsured motorist coverage do in a scenario where David was hit by another driver who fled the scene, resulting in damage to his car and injury to him?

Back

Covers injuries and property damage in accidents with uninsured or underinsured drivers.

Front

What is personal injury protection (PIP) in car insurance?

Back

It's coverage for the medical expenses of the insured and passengers.

Front

Why is PIP still a legal requirement in some states?

Back

To cover the uninsured passengers in Benjamin's car

Front

What does a deductible in car insurance mean?

Back

The amount of money Liam must pay per accident before the insurer pays the rest

Front

What does uninsured motorist coverage do?

Back

It covers injuries and property damage in accidents with uninsured or underinsured drivers.

Front

What kind of car insurance is required by law?

Back

Liability insurance

Front

What kind of coverage do most auto lenders require?

Back

comprehensive and collision coverage