5 c's of credit

Front

Owns a boat?

Back

Collateral

Front

Has 3 months' salary saved? Options: Collateral, Capital, Character, Capacity, Credit History

Back

Capital

Front

Has been at the same job for 5 years?

Back

Capacity

Front

Owns a house?

Back

Collateral

Front

Pays bills on time

Back

Character

Front

Is currently unemployed? Options: Collateral, Capital, Character, Capacity, Credit History

Back

Capacity

Front

Works part time?

Back

Capacity

Front

Income vs Debt Ratio

Back

Capacity

Front

Recently laid off?

Back

Capacity

Front

Keeps $20,000 under his mattress?

Back

Capital