Personal Finance: Risk Management

Front

a type of insurance that covers any damage you may cause to another person or their vehicle

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Liability insurance

Front

coverage that provides protection for your residence and its associated financial risks

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homeowners insurance

Front

a type of insurance that covers the loss of a tenant's personal property as a result of damage or theft

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renters insurance

Front

Insurance that covers medical illness or injury.

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Health insurance

Front

insurance that pays out a sum of money either on the death of the insured person or after a set period.

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Life insurance

Front

a certain type of insurance that protects a home against damage or destruction caused by a flood

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flood insurance

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Amount you must pay before you begin receiving any benefits from your insurance company

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deductible

Front

Amount you pay monthly, quarterly, semiannually or annually to purchase different types of insurance

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Premium

Front

Involves digging through trash receptacles to find computer manuals, printouts, or password lists that have been thrown away

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Dumpster diving

Front

What is the term for double-swiping a credit card in a legitimate terminal or covertly swiping a credit card in a small, hidden, handheld card reader that records credit card data for later use?

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Credit card skimming