Health Insurance

Front

Who qualifies to receive federally subsidized care through Medicare?

Back

People over the age of 65 and those with some disabilities

Front

Who qualifies to receive federally subsidized care through Medicaid? Options: All taxpayers, People over the age of 65, Citizens living in poverty, Self-employed individuals

Back

Citizens living in poverty

Front

What type of health insurance plans require policyholders to get their care from a network of designated healthcare providers?

Back

Managed care insurance plans

Front

Which type of managed care plan requires a primary care physician to oversee the patient's care? Options: HMOs and POS plans, PPOs, Direct purchase plans, Catastrophic plans

Back

HMOs and POS plans

Front

What is a deductible in health insurance plans?

Back

The amount that the customer must pay out of pocket every year before the insurer begins to meet the costs.

Front

What do higher out-of-pocket costs in an insurance plan generally mean for monthly premiums?

Back

Smaller monthly premiums

Front

What is the main advantage of having health insurance through an employer?

Back

Employers pay a portion of workers’ insurance premiums

Front

Which type of health insurance plan typically requires referrals to see specialists?

Back

HMO and POS plans

Front

Which type of health insurance plan does not require referrals to see specialists?

Back

PPO plans

Front

What is a key consideration when comparing health insurance plans?

Back

Out-of-pocket costs