Types of Insurance

Front

You get food poisoning and visit the hospital emergency room.

Back

Health Insurance

Answer explanation

Front

You are unable to work for three months and need help paying your expenses while you’re out of work. Options: Health Insurance, Disability Insurance, Long-Term Care Insurance, Renters Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Disability Insurance

Answer explanation

As its name suggests, disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and earning an income due to a disability.

Front

You are in an accident and although you do not need to be in the hospital, you require full-time care by medical professionals in your home. Options: Health Insurance, Disability Insurance, Long-Term Care Insurance, Renters Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Long-Term Care Insurance

Answer explanation

Long-term care insurance is a policy that helps cover the costs of services that aren't covered by regular health insurance:

• Assistance with daily activities like bathing, dressing, and eating

• Care in a variety of settings, including your home, a nursing home, or an assisted living facility 

Front

You are having a baby and need medical care. Options: Health Insurance, Disability Insurance, Long-Term Care Insurance, Renters Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Health Insurance

Front

You are elderly and need assistance from medical professionals to continue living at home. Options: Health Insurance, Disability Insurance, Long-Term Care Insurance, Renters Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Long-Term Care Insurance

Front

You are unable to work for one year and need income to pay for living expenses. Options: Health Insurance, Disability Insurance, Long-Term Care Insurance, Renters Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Disability Insurance

Front

You lose control of your car and it rolls. Your car can’t be repaired, so you need to purchase a new car. What type of insurance covers this situation? Options: Health Insurance, Disability Insurance, Life Insurance, Automobile Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Automobile Insurance (Liability or Property)

Front

While driving your car you hit a tree. Your car must be fixed by a professional repair shop. What type of insurance covers this? Options: Health Insurance, Disability Insurance, Life Insurance, Automobile Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Automobile Insurance (Liability or Property)

Front

The house you own is destroyed by a tornado and you need to rebuild. Options: Health Insurance, Disability Insurance, Life Insurance, Automobile Insurance (Liability or Property), Homeowners Insurance (Liability or Property)

Back

Homeowners Insurance (Liability or Property)

Front

What type of insurance covers damage to personal property in a rented apartment due to fire or smoke? Options: Health Insurance, Disability Insurance, Life Insurance, Automobile Insurance (Liability or Property), Renters Insurance (Liability or Property)

Back

Renters Insurance (Liability or Property)

Answer explanation

Renters insurance covers: 

• *Personal belongings

  • *Liability if you're legally responsible for someone else's injuries or damages 

• *Medical payments 

• *Emergency living expenses

  Covers additional living expenses if you're forced to leave your rental due to a covered event, such as a fire 

• *Extra coverage like jewelry, fine art, cameras, bicycles, and musical instruments.