What is a credit report?
Credit Reports

Flashcard
•
Mathematics
•
11th Grade
•
Hard
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15 questions
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1.
FLASHCARD QUESTION
Front
Back
A credit report is a detailed record of an individual's credit history, including information about credit accounts, payment history, and public records such as bankruptcies.
2.
FLASHCARD QUESTION
Front
True or False: Not paying rent can affect your credit report.
Back
True
3.
FLASHCARD QUESTION
Front
How often can you request a free credit report from each of the primary credit bureaus?
Back
Once a year.
4.
FLASHCARD QUESTION
Front
What events can trigger the creation of a credit report?
Back
Declaring bankruptcy, taking out a student loan, and borrowing money from a company.
5.
FLASHCARD QUESTION
Front
Why is it important to review your credit report annually?
Back
To guard against identity theft and ensure the accuracy of the information.
6.
FLASHCARD QUESTION
Front
What is a credit inquiry?
Back
A credit inquiry occurs when a person or company checks your credit report to make a lending decision.
7.
FLASHCARD QUESTION
Front
What information is typically included in a credit report?
Back
Credit accounts, payment history, credit inquiries, and public records.
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