Auto Insurance

Front

What type of insurance helps and protects you in the event of a car accident?

Back

Auto insurance helps and protects you in the event of a car accident.

Front

What covers damage to others’ property when you are at fault?

Back

Property Damage Liability covers damage to others’ property when you are at fault.

Front

What type of car insurance coverage is required if you lease or have a loan on a vehicle?

Back

Liability, Collision, and Comprehensive coverage is required if you lease or have a loan on a vehicle.

Front

What is a contract written to protect people from specific future losses called?

Back

A Policy is a contract written to protect people from specific future losses.

Front

What type of coverage covers repair costs for your car from unpredictable events?

Back

Comprehensive coverage covers repair costs for your car from 'acts of God' (unpredictable events).

Front

What is the purpose of Bodily Injury Liability in auto insurance?

Back

Bodily Injury Liability covers medical expenses and lost wages for others if you are at fault in an accident.

Front

What does a deductible refer to in auto insurance?

Back

A deductible is the amount you pay out of pocket before your insurance coverage kicks in.

Front

What is the difference between Collision and Comprehensive coverage?

Back

Collision coverage pays for damage to your car from a collision, while Comprehensive coverage pays for damage from non-collision events.

Front

What is Uninsured/Underinsured Motorist coverage?

Back

Uninsured/Underinsured Motorist coverage protects you if you're in an accident with a driver who has no insurance or insufficient insurance.

Front

What is a premium in the context of auto insurance?

Back

A premium is the amount you pay for your insurance policy, typically on a monthly or annual basis.