Urban Development and Housing Terminology

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Unacceptable Dwelling Units

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Marginal/sub-standard housing units; improvised barong-barong; commercial, industrial/agricultural premises not included for human habitation but used as living quarters.

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Underdeveloped Areas

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Areas characterized by the predominant absence of utility systems or networks, especially water supply, roads, and power.

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Underprivileged and Homeless Citizen

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Beneficiaries of RA 7279; individuals or families residing in urban areas whose income falls within the poverty threshold and do not own housing facilities.

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Unemployed Persons

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Individuals reported wanting and looking for work on a full-time basis, with a sincere desire to work.

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Unified Home Lending Program (UHLP)

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NHMFC program integrating housing loan programs of SSS, GSIS, and HDMF for lending to members through accredited financial institutions.

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Urban Areas

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All cities regardless of population density and municipalities with a population density of at least 500 persons per square kilometer.

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Urban Density

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The ratio of the population to the total built-up area, expressed as total population of urban barangays divided by total area of urban barangays.

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Urban Poor

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Individuals or families in urban centers whose income falls below the poverty threshold and cannot afford basic needs.

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Urbanization

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Growth in the proportion of a population living in urban areas, measured by urbanity level and tempo of urbanization.

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Watershed Management

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Protection, conservation, and use of natural resources of a drainage basin to maintain soil and water availability.