Personal Financial Literacy

Open Ended

20 years from now, how will you be earning money to pay for your expenses (money needed to buy or do something; cost)? Write 2-3 complete sentences.

Dentro de 20 años, ¿cómo va a ganar dinero para pagar sus gastos (dinero necesario para comprar o hacer algo; costo)? Escribe 2-3 oraciones completas.

Personal Financial Literacy

Understanding a Paycheck

• ​Net income

• ​Income

• ​Deduction

• ​Employer

• ​Employee

• ​Income tax

• ​Gross income

• ​Wages

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• Budget

• Balanced budget

• Check

• Debit card

• Electronic payment

• Expense

• Product/Service

• Deposit

• ​Savings

• Withdrawal

• Transfer​

Checking/ Savings Accounts

Open Ended

Answer one of these questions in complete sentences:

Responda una de estas preguntas con oraciones completas:

-Why do people put money in banks?

-Why do people need to save money?

-How do you think a bank make money?

​Turn and Talk

1. ​What do you know about credit cards?

   1. ​I know credit cards...

2. ​Do you want a credit card? Why or why not?

   1. ​Yes, I want a credit card because...

   2. ​No, I do not want a credit card because...

​Credit Card

• ​Interest

• ​College

• ​Loan

• ​Borrower

• ​Lender

​Turn and Talk

1. What is a benefit to having a credit card?

   1. ​A benefit to having a credit card is...

2. What is a disadvantage to having a credit card?

   1. ​A disadvantage of having a credit card is...

3. ​Do you think you will eventually get a credit card? Why or why not?

   1. ​Yes, I think I will eventually get a credit card because...

   2. ​No, I do not think I will eventually get a credit card because...

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