M4 English Final Review Term 1_Reading and Writing Part

M4 English Final Test Term 1:
Writing Part Instructions

Reading and writing topics to review:
Unit 4, Writing an Article;
Unit 5, Money Matters vocabulary & Avoiding Debt.

Unit 5: Money Matters

​Vocabulary: buying and selling

Review the vocabulary from activities 2 and 3, page 58, especially bargain, discount and sale.

Unit 5: Money Matters

​Vocabulary: buying and selling

bargain - an advantageous purchase
sale - a selling of goods at bargain prices
discount - a reduction made from a regular price

Unit 5: Money Matters

​Vocabulary: money and banking

Review the words and phrases from activity 4.

Unit 5: Money Matters

​Avoiding Debt

Also review the key concepts and expressions on page 62, Avoiding Debt.

Unit 5: Money Matters

Avoiding Debt Quiz

Multiple Choice

What is an overdraft?

• A bank account that pays interest yearly.

• When you take out more money than you have in your bank account.

• A slip of paper you get from a shop to show how much you have paid for a product.

Multiple Choice

Kim has to pay off a small loan after she starts working. How can she save money each month in order to spend less?

• Make a list of important things she has to buy each month and take only enough cash out of her bank account to buy those things.

• Ask her bank about the charges for an overdraft. Then, use the overdraft whenever it's necessary.

• Buy everything she needs at the supermarket on her credit card.

• Think about closing her savings account so that she can transfer the money from that account to her current account.

Multiple Choice

What is good advice for Amy, a student who wants to avoid going into the red?

• She should put her daily and weekly purchases on a credit card.

• She should worry about peer pressure before she makes any important purchase.

• She should take out a loan so that she has more money to spend.

• She should limit the amount of money she spends.

Multiple Choice

Jenny wants to get into the habit of checking her bank account regularly. Give an example of how she can do that.

• She should use an online banking app.

• She should compare the interest rates of different savings accounts and choose the one with the highest interest rate.

Multiple Choice

Is it a good idea to buy something in the sales? What is a good example of something you would buy?

• Yes, it’s a good idea. For example, buying designer clothes in the sales is a good idea because they are always good quality.

• Yes, it’s a good idea. It’s always great to find bargain shoes or clothes, but it’s a good idea to use a store card to buy them.

• Yes, it’s a good idea. For example, it’s a good idea to buy something important for studying, or something you need at home because those are really essential things.