001 - Introduction

Word Cloud

What is one word that shows what Personal Finance means to you?

Open Ended

What Do You Wonder About Personal Finance ??

Multiple Choice

What is lifestyle creep?

• The act of saving excessively without enjoying life

• A financial strategy to improve one's standard of living responsibly

• The pattern of spending more as one earns more, often on incremental upgrades

• A sudden increase in living expenses due to an emergency

Multiple Choice

What percentage of Americans live paycheck to paycheck as of September 2023?

• About 50%

• Approximately 70%

• More than 60%

• Less than 40%

Multiple Choice

What is a significant consequence of not having emergency savings?

• Increased investment opportunities

• Inability to cover a $500 emergency expense

• More disciplined spending habits

• Less stress about finances

Multiple Choice

What is the goal of finding a balance between enjoying life and financial well-being?

• To save as much money as possible

• To invest all money into high-risk assets

• To spend money without thinking about the future

• To enjoy life while also planning for the future

Poll

Do you talk to your family about money?

• Yes

• No

Open Ended

Why or Why Not?

Open Ended

What are your personal financial goals ??