Personal Finance Obj. 6.01

Personal Finance Obj. 6.01

9th - 12th Grade

10 Qs

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Personal Finance Obj. 6.01

Personal Finance Obj. 6.01

Assessment

Quiz

Other

9th - 12th Grade

Medium

Created by

JOLETHA DOCKERY

Used 186+ times

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10 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which is not an example of a data finisher

Medical provider
Landlord
Credit card company
Utility company

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Edward wants to develop a positive credit history.  How should he do this?

maintain reasonable amounts of available credit
Open credit accounts in his parents' names
Have one type of credit account
Pay cash for the majority of purchases

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Becky no longer wants to use her Belks' store credit card. What is the best thing she could do with the credit card?

File the credit card away for use at a later time
Let a family member take over the credit account so her credit score will not be affected
Close the account by phone and in writing, then destroy the card
Keep the credit card in her wallet in case she needs proof of identification.

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following is NOT included in an individual's credit report?

Bankruptcies and foreclosures
Account balances
Medical information
Current and past addresses

5.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

When may a person view his/her credit report for free?

If a person has suffficient financial resources
A person may not review his/her credit report
At any time and an unlimited number of times
Once a year, from each of the three main credit reporting agencies

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Robert's credit application has been declined because of his negative credit history.  Which statement is most likely to be true?

Robert holds 2 store credit cards, a bank credit card, a car loan and a mortgage
Robert has applied for 4 credit cards and a car loan in the past 6-weeks
Robert has received 3 traffic tickets in the past 2 months
Robert pays his bills consistently and on time

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

When Kyjuan attempted to borrow money at the bank, he learned that his credit score is low.  Which statement best describes what this is likely to mean for Kyjuan?

The interest rate on his loan will be lower, since his credit score is low
The purchase price of the item he needs the loan for will be higher due to his low credit score
The monthly loan payments will be lower due to his lower credit score
The interest rates on his loan will be higher, since his credit score is low

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