C3 Budgeting

a written cash flow plan

• budgeting

• budget

• bug

• buddy

a summary that shows total income and spending for a given time period

• cash flow

• cash

• cash flow statement

• bank statement

a copy of each check you write

• carbon

• carbon dating

• carbonite

• carbon check

series of envelopes that are divided into categories (food, entertainment, gas, etc.) and are used to store cash for planned monthly expenses

• envelopment

• envelope

• envelope system

• envelop

am item that is bought without previous planning or consideration of the long-term effects

• Louisiana purchase

• impulse

• impulse purchase

• purchase

occurs when money is withdrawn from a bank account and the available balance goes below zero

• drafty

• overdraft

• crafty

• overall

to match your bank statement with your checkbook

• reckon

• reconcile

• reconciliation

• reckoning

a cash flow plan that assigns an expense to every dollar of your income, wherein the total income minus the total expenses equals zero

• zero

• zero-based budget

• one-based budget

• 0-based budget

a yearly fee that's charged by the credit card company for the convenience of the credit card

• convenience fee

• fee

• annual fee

• overdraft fee

cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan

• annual rate

• second rate

• percentage rate

• annual percentage rate