You break your arm playing football. You require an emergency room visit and surgery to repair the damage. What type of insurance do you need?

• health insurance

• homeowners insurance

• renters insurance

• long term care insurance

You are cooking dinner and there is a small grease fire in your kitchen. There is a lot of damage in the kitchen. What type of insurance do you need?

• auto insurance

• homeowners insurance

• disability insurance

• liability insurance

You are in a car accident in which you are at fault. The other person requires medical treatment and car repairs as a result. What type of insurance do you need?

• Auto insurance (with liability included)

• long term care insurance

• health insurance

• emergency insurance

You are injured in a horseback riding accident and can't perform your job for seven months due to two surgeries and rehabilitation. What type of insurance is needed?

• auto insurance

• disability insurance

• homeowners insurance

• collision insurance

Your father expresses concern about how your mother will pay the bills in the event of his death. What type of insurance is needed?

• health insurance

• disability insurance

• life insurance

• long term care insurance

Your apartment you rent catches on fire. The firefighters put it out and saved most of your stuff. However, most of the furniture is destroyed and there are a lot of repairs needed to the apartment. What type of insurance is needed?

• life insurance

• homeowners insurance

• renters insurance

• health insurance

You get a copy of your credit score report and notice that there is a car loan for a car you did not buy. What type of insurance do you need?

• homeowners insurance

• credit karma insurance

• auto insurance

• identity theft insurance

The technique of assessing, minimizing, and preventing

accidental loss to a business, as through the use of insurance, safety measures, etc.

• accidental loss insurance

• business management

• risk management

• auto insurance

Insurance companies provide us with that intangible security against financial loss, should we face injury, illness, damage of property, or even death.

• True

• False

A formal request to an insurance company asking for a payment based on the terms of the insurance policy.

• Policy

• Claim

• Risk

• Premium