Personal Finance: Credit Basics
9th - 12th Grade
•20 Qs
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Personal Finance: Credit Basics
Quiz
•
Business
•
9th - 12th Grade
•
Practice Problem
•
Medium
Melody Hanks
Used 279+ times
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20 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
A line of credit established in advance so the borrower does not have to apply for credit each time new credit is desired.
Rent‐to‐own loan
Pawn loan
Open‐end credit
Refund anticipation loan
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
A loan which the borrower must repay the amount in a specified number of equal payments.
Title loan
Payday loan
Closed‐end credit
Refund anticipation loan
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Short‐term loan that provides immediate cash by securing a borrower’s written check or receiving authorization for automatic withdrawal from the borrower’s depository institution account.
Title loan
Payday loan
Closed‐end credit
Refund anticipation loan
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Tangible items leased with the condition that the item will be owned by the renter if the term of rent (contract) is completed.
Rent‐to‐own loan
Pawn loan
Open‐end credit
Refund anticipation loan
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
A loan based on the value of personal property.
Rent‐to‐own loan
Pawn loan
Open‐end credit
Refund anticipation loan
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The borrower gives the lender his/her automobile title in exchange for a set amount of cash.
Title loan
Payday loan
Closed‐end credit
Refund anticipation loan
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Short‐term cash advance secured by a taxpayer’s expected tax refund.
Title loan
Payday loan
Closed‐end credit
Refund anticipation loan
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