Financial Literacy

Do people often spend too much money in comparison to their income?

• Yes

• No

By failing to prepare, you are preparing to Fail?

• False

• True

Reasons to borrow...choose the correct list.

• Convenience, emergency, investments, cheapest option

• Convenience, build confidence, investments, cheapest option

• Dangerous, emergency, investments, cheapest option

What increases your earning power?

• Working out and education

• Age and Power

• Education & Experience

A way to decrease education costs.

• Apply for Grants

• Earn AS at a Junior College then earn Bachelors at University

• Both options

When evaluating a job offer, focus on what?

• Pay

• Benefits

• Bonus Potential

• Total compensation Package

Define Opportunity Costs

• The cost of going to the movies

• The cost of what you give up when you choose an action

• The total cost of all your fun in a given month

Popular investment options. Pick the correct list.

• New car, Home, Savings account, Stocks, Bonds

• Home, Stocks, Bonds, Magazines and Savings account

• Savings account, Home, Stocks, Bonds, Mutual Funds

Other payment options may include...

• Certified Check, cashier's check, wire transfer

• Certified Check, bank check, wire transfer

• Identified Check, cashier's check, wire transfer

Do not ignore insurance because...

• The unexpected does happen.

• It is the law

• The lender says so

• All the above