Identity Theft

Which is an act of identity theft?

• Receiving permission to use a parents’ credit card for school clothes
• Wrongfully acquiring and using someone’s personal identification
• Taking the identity of another individual as inspiration for a costume
• Having the same name as another person

When another’s personal information is used without their permission.

• Identity Theft
• Communication Fraud
• Credit Fraud
• Investment Fraud

Which is not an example of ID theft/fraud?

• Going to the bank to cash a check you found on the street.
• Taking someone's wallet & ID.
• Using your debit card at another bank's ATM.
• Making up a credit card number for an online purchase.

A scam in which an email is sent from someone posing as your bank or other legitimate business asking for personal information.

• Social Engineering
• Skimming
• Phishing
• Pharming

When thieves go searching through dumpsters, trash cans, recycling bins, and even trash heaps at the landfill to find personal information.

• Pharming
• Credit Card Fraud
• Dumpster Diving
• Phishing

The process of reading credit card information from the magnetic strip on a credit card through the use of an unauthorized scanning device.

• Shoulder Surfing
• Skimming
• Dumpster Diving
• Pretexting

The process of reading credit card information from the magnetic strip on a credit card through the use of an unauthorized scanning device.

• Shoulder Surfing
• Skimming
• Dumpster Diving
• Pretexting

A warning that can be placed on a credit report to flag that a person may be a victim of identity theft.

• fraud alert
• hack
• encrypt
• spam

Tags

CCSS.RI.11-12.5

CCSS.RI.6.5

CCSS.RI.7.5

CCSS.RI.8.5

CCSS.RI.9-10.5

Which is NOT one of the three main credit reporting agencies?

• Experian

• Equifax

• Vanguard

• Transunion

A credit freeze...(hint: choose 2 correct answers)

• Allows you to restrict access to your credit report

• Can only last for 30 days

• Is always a free service

• Does not affect your credit score