A plan for managing your money during a given period of time.

• Cash flow

• Budget

• Quality

• Earnings

A type of bank account where you save money for special expenses or to save for your future:

• budget

• credit cards

• savings

• checking

Credit cards let you borrow money up to a set limit, which must be repaid. You'll be charged interest if you don't pay your full statement balance by its due date:

• checking

• savings

• budget

• credit cards

Money you owe, like a car loan or a credit card:

• credit cards

• gross income

• debt

• savings

A type of bank account where your paycheck is deposited and you pay bills from:

• savings

• checking/debit cards

• credit cards

• debt

Known as “take-home pay,” which is the amount you are able to deposit:

• net income

• gross income

• variable expenses

• fixed expenses

The total amount of income from your wages or before any payroll deductions:

• net income

• gross income

• fixed income

• variable expenses

Costs the same amount every time. For example, a mortgage or car payment:

• net income

• gross income

• fixed income

• variable expenses

Fluctuate (changes) in amount, for example, food and credit card expenses may vary each month:

• net income

• gross income

• fixed income

• variable expenses

Taxes and fees taken out of a paycheck:

• cash flow

• Pay Yourself First (PYF)

• long-term goal

• payroll deductions