When creating a budget, what are the first things you should examine?

• Interest rates and taxes

• The number of goods and services you already have

• Income and expenses

• How much time you spend playing video games

Why is creating a budget so important? Check all that apply.

• It can help you reach your savings goals for what you want or need.

• It can help you keep track of your neighbor's financial habits.

• It can help you make better financial decisions.

• It can help you get a better job.

• It can help you see your spending habits so you can adjust them to what you want or need/

What is a specific financial goal you would like to achieve in the next year?

What are your sources of income?

What things do you normally spend your money on? (Food, clothes, video games/electronics, hobbies, movies)

If you can't reach your savings goals for what you want/need, what would you either spend less on or cut out altogether to achieve your goals in a timely manner?