Are you a saver or a spender?

You go shopping and you see something very expensive that you really want, but can't afford. You...

• Buy it with credit card. You'll worry about it next month.

• already have some money in the bank an plan to save for a couple of weeks and then buy it.

• Borrow the money and agree to pay back a small amount every week.

You get $100 for your birthday. You ...

• Spend some of it and save some.

• Go straight to your favourite shops/sites and spend it all.

• Put all of it in your bank account un till you know what you want to spend it on.

Do you always know how much money you have, you have spent, and on what?

• Yes. I'm very organized.

• Do I have to know that?

• I usually have a rough idea.

You borrowed some money from a friend, but yoy don't think that you'll be able to pay back by the time you promised to. You...

• Don't worry about it. Your friend doesn't mind.

• Talk to your friend and offer to pay in small installments.

• Talk to your friend and promise to pay back but a little longer that you first thought.

You have a friend who always borrows but never pays back. This time he/she wants a bigger amount. You...

• Lend it. It's your friend and you don't mind.

• He/She owes you too much already.

• Lend it but ask for something to get your money back.