Insurance Quiz

What is a deductible?

• Monthly payment

• Out-of-pocket expense that must be paid before insurance covers expenses

• Payment at a doctor’s office

• Amount that both the client and the insurance provider must pay

What type of car insurance coverage would you need if you drove your car into a tree and the only thing damaged was your car?

• Liability

• Comprehensive

• Collision

• Personal Injury Protection

Which part of Medicare covers the expenses of hospitals?

• Part A

• Part B

• Part C

• Part D

What part of Medicare covers prescriptions?

• Part A

• Part B

• Part C

• Part D

Which of the following is not usually covered by Home Owners Insurance?

• Fire

• Flood

• Theft

• Lightning strike

Which type of car insurance coverage would you need if your car was hit by a falling tree?

• Comprehensive

• Liability

• Collision

• Uninsured/Underinsured Motorist Protection

Which of the following is not taken into consideration when calculating a car insurance premium?

• The Car

• The Driver

• The Safety Laws

• The Location

You rent an apartment and a pipe just broke that flooded the apartment? Which of the following would be covered by renter’s insurance?

• Replacing the carpet

• The extremely high water bill

• Fixing the pipe

• Replacing your damaged iPad

What type of car insurance coverage would you need if someone rear ended your brand new Tesla ($100,000) and they only had the minimum liability coverage required by state law?

• Liability

• Uninsured/Underinsured Motorists Protection

• Comprehensive

• Personal Injury Protection

Homeowner's insurance coverage covers both the structure of the house and the possessions inside it.

• True

• False