TG Sales Quiz

What is the purpose of the Sales Department with The General?

• To Quote and sell policies that fit the customer’s needs.

• To assist customers who already have a policy with inquiries, make changes to a policy and collect a payment

• To answer claims related questions

What are the components of the insurance mechanism?

• Limits, Coverages, Payments

• Risk, Transfer, Pooling

• Liability, Bodily Injury, Transfer

This provides coverage in case you cause an accident in which another person (or people) is hurt.

• Liability - BI

• Liability - PD

• Uninsured Motorist - Bi

This provides coverage in case you cause an accident in which there is damage to another's property.

• Liability - BI

• Liability - PD

• Uninsured - BI

This means that each coverage only applies to individually selected vehicles.

• Physical Damage Level Coverages

• Policy Level Coverages

• Vehicle Level Coverages

This means that if the coverage is selected, it applies to the entire policy (all active vehicles and primary drivers) automatically.

• Physical Damage Level Coverages

• Vehicle Level Coverages

• Policy Level Coverages

This coverage provides services such as towing, flat tire change, locksmith service, and battery jump start to customers.

• Hospital Indemnity Program

• Roadside Assistance/Motor Club

• Punitive Damage Exclusion

Property Damage Liability is mandatory in all of the states?

• Yes

• No

In Florida, the customer can elect to reject BI?

• True

• False

In which States is the Bond Policy offered?

• OH & CA

• OH & TN

• All of the states