Achieving Financial Strength

When should transactions made with a debit card be recorded in your checkbook

• tomorrow

• immediately

• next week

• never

Cashier's checks are most useful for people who do not have

• a checking account

• a savings account

• a service account

• a school lunch account

Traveler's checks that are lost

• cannot be replaced

• can be replaced

• will charge you a service charge

• will never be found

Financial institutions offer these to the consumer

• nothing at all

• risks

• insecurity

• safety and interest earnings on money

When people speak of banks, they usually mean these

• Western Union

• credit unions

• commercial banks

• Walmart customer service

Most interest earning checking accounts require this

• nothing

• maximum balance

• minimum balance

• joint account

A lost check that has been this can be cashed by anyone

• missing for six months

• found

• forged

• endorsed

Pay to the order of is

• A common blank endorsement

• an uncommon blank endorsement

• a false endorsement

• not allowed

Cashing a Certificate of Deposit before maturity results in this

• illegal activity

• gain of extra interest

• loss of interest

• termination of banking business

The investment in mutual funds is

• is not risky at all

• is the riskiest of investments

• with only one business

• diversified