Transition: Car Insurance

Your hoopty is sideswiped by a teen drag racing. You opted Not to get uninsured motorist coverage. How do your damages get repaired?

• Uninsured Motorist Insurance

• Your Pocket Insurance

• Comprehensive Insurance

• Collision Insurance

Your parents have 100/275/50 liability insurance and $50,000 Personal Injury Protection (PIP) insurance. Does liability insurance cover your parents or the other guy?

• your parents

• the other guy

• neither one

• Both

Your parents have 100/275/50 liability insurance and $50,000 PIP insurance. During an ice storm, your mom hits a fence and bounces into a storefront with 11 people inside. Some are hurt and sue her. A passenger in your mom's car is also hurt. The storefront will cost $24,000 to replace. There was $1,450 damage to the fence. What insurance will cover this?

• Property Damage

• Bodily Injury

• Uninsured Motorists

• Collision

Bodily injury covers your liability for injury to

• yourself
• property
• others
• other cars

Peter has collision insurance with a $1,000 deductible. Peter backs his car into a lamppost and causes $4,300 worth of damage to the car. How much will Peter have to pay?

• $4,300

• $1,000

• $3,300

• $0

Recall, Peter backed into a lamppost and caused $4,300 worth of damage. He has a collision policy with a $1,000 deductible. How much will the insurance company pay?

• $4,300

• $1,000

• $3,300

• $0

This type of insurance protects against major damage to your car OR injury to persons in your car caused by a driver who only carries the minimal insurance.

• collision

• comprehensive

• underinsured

• uninsured motorists

What insurance do you need if you drive into someone's fence?

• Liability

• Uninsured/underinsured

• Collision

• Comprehensive

A type of car insurance that covers damage to your OWN motor vehicle if involved in a crash with another vehicle, a fence, guardrail, etc.

• collision

• comprehensive

• liability

• uninsured motorist

You cause damage to YOUR car by hitting a tree.

• Liability
• Uninsured/underinsured
• Collision
• Comprehensive