
Unit 3 Test - Spring
Quiz
•
Business
•
9th - 12th Grade
•
Easy
Kelly Randolph
Used 1+ times
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20 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What do consumers most commonly use the internet for?
printing contracts
online shopping
electronic banking
selling a house
2.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
How is use of the internet a potential security issue?
Phishing is a method used to trick users into revealing their account information by replying to emails or social media requests.
Hackers can transmit personal information and a browser's history through the use of unwanted software.
Spyware includes harmful programs that can be downloaded to a user's computer by visiting an infected website.
Viruses are individuals who attempts to do harm by gaining access to another computer.
3.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
What is a consumer right based on the Fair Credit Reporting Act?
Consumers can remove unfavorable information from a credit report.
Consumers can opt out of the credit reporting system.
Consumers can dispute incorrect information on a credit report.
Consumers can block potential creditors from viewing a credit report.
4.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
What is the consumer's responsibility in protecting themselves from security issues?
Consumers should acquire, use, and regularly update an antivirus program to protect personal information.
Consumers must subscribe to an identity protection service to be truly protected from identity theft.
Consumers ought to use only open public networks which are more secure than private networks.
Consumers should refrain from picking passwords that are too difficult to remember, but rather use last names and birthdays.
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How can consumers seek remedy from unfair financial practices?
by filing a dispute with the proper authorities and working with an advocate to resolve any issues
by contacting those involved only once, instead of multiple times, to avoid angering the other party
by trusting that the other party involved will realize and correct any errors made on their part
by getting in touch with the local television station in the hopes that they will publicize your issue
6.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
Why must consumers be vigilant in protecting themselves?
There are no laws which protect consumers against dishonest business practices.
There is a lack of consumer rights to periodic credit reports or to dispute errors.
There are a lack of organizations available to offer support for consumers against businesses.
There are many different methods thieves may use to obtain personal information.
7.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
What is the difference between the costs of secured and unsecured loans?
Secured loans have lower interest rates and cost less; unsecured loans have higher interest rates and cost more.
Secured loans are associated with a lower fee schedule and so cost less; unsecured loans usually have a higher fee schedule and so they cost more.
Secured loans carry higher interest rates costing more; unsecured loans have lower interest rates costing less.
Secured loans have longer repayment terms and cost more; unsecured loans have shorter repayment terms and cost less.
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