Credit Score

He currently has 3 Credit Cards

• Positive

• Negative

He doesn’t have any student loans

• Positive

• Negative

He has applied for 5 credit cards in the last year (and had 3 applications accepted)

• Positive

• Negative

He opened his last credit card 4 months ago

• Positive

• Negative

All of his 3 credit cards currently have a balance, as he has had trouble paying off his card each month

• Positive

• Negative

Tags

CCSS.7.EE.B.3

CCSS.7.NS.A.1

CCSS.7.NS.A.3

He has $4,000 currently outstanding on all his credit cards

• Positive

• Negative

He missed a payment in the last three months when he forgot to notify the card company that he had recently moved out of his apartment. He was 30 days behind on making a payment.

• Positive

• Negative

Tags

CCSS.7.EE.B.3

CCSS.7.NS.A.3

He has no cards currently past due

• Positive

• Negative

His credit card balances of $4,000 are about 65% of his overall limits

• Positive

• Negative

Tags

CCSS.7.RP.A.2

CCSS.7.RP.A.3

He has never gone through a bankruptcy or other proceeding

• Positive

• Negative