What is a no claims discount?

• A discount for every year claims free as a policy holder on insurance

• A discount for every year claims free as a named driver

No claims discount protection means?

• You can incur 1 unlimited claim in any three year period without effecting your no claims bonus

• You will stepback after a claim

• You will be able to have as many claims as you want without effecting your no claims bonus

If I have a full no claims bonus and I have one claim what will happen? I currently have 7 years no claims discount.

• i will have 7 years no claims discount

• i will have 0 years no claims discount

• i will have 2 years no claims discount

• i will have 4 years no claims discount

I have had two claims in the last three years. I had 5 years no claims discount before these claims.

• the no claims discount has stepped back to 2

• the no claims discount has been lost

• You are still uneffected as you have protection

• the no claims bonus stepped back to 4

a windscreen claim will effect my no claims discount

• no

• yes

what can i claim for with personal effects cover from the list?

• stamps

• injuries

• clothing

• windscreen

personal accident cover pays to a max value of:

• €12700

• €12.7 million

• €1270

• unlimited

glass we cover on windscreen includes:

• sunroof

• kitchen window

• windscreen

• back window

driving others cars means:

• i can drive somebodys elses car e.g. my friend

• i can drive somebody elses car e.g. my employer

• other people can drive my car

Open driving

• its for people aged 30-70

• it allows provisional licence and full licence holders to drive

• its for people aged 25-70

• it allows full licence drivers to drive only