Health Recharge

What is Age at Entry Limit in Health Recharge

• Adults 18yrs to 65yrs, Child 91days to 25yrs
• Adults 18yrs to 65yrs, Child 91days to 21yrs
• Adults 18yrs to 65yrs, Child 91days to 30yrs
• No Age Limit

What is minimum and Maximum SI availble in HRV2

• 3lac, 10lac

• 5lac, 95lac

• 7.5lac, 95lac

• 1lac, 1cr

What is the Room Rent Limit

• Upto SI any type of Room Category
• Upto SI , Except Suit and above
• Upto SI, Single Pravate Room

What is meant be Admissible Claim under Deductible

• Customer should be admitted into Hospital

• Deductible claim should be a payable claim in HR Policy

• Medical Expenses which customer has Incurred

What is the Deductible customer has to OPT to avail 90Lakh SI

• 5Lac
• 10Lac
• 7.5lac

What is the Deductible customer has to OPT to avail 95Lakh SI

• 5Lac
• 10Lac
• 7.5lac

Customer has a Base Policy of 10Lac start date 1st Jan'21. And the customer has Opted for 90Lac HR Policy on 1st Jun'21. There was a claim on 1st Feb'22 for 10lac and was settled from Base Policy. He had another claim on 1st Jul'22 for 10Lac. Can he get the claim from HR ( Assuming both the Policies are renewed on Due Date)

• Yes
• No

What is condition to convert the HR policy to a base Policy

• After Completion of 5yrs in the policy
• Before the Eldest Insured age 50yrs
• Both of the above
• none of the above

Is there any Limit applicable on Modern Treatments

• Yes
• No

What is the LoyalityBonus Available

• Increase of 5% of expiring Base Sum Insured in a Policy Year; maximum up to 25% of Base Sum Insured (irrespective of claim history)
• Increase of 5% of expiring Base Sum Insured in a Policy Year; maximum up to 50% of Base Sum Insured (irrespective of claim history)
• Increase of 5% of expiring Base Sum Insured in a Policy Year; maximum up to 25% of Base Sum Insured (irrespective of claim history). Applicable for SI 25 Lac and below only.
• Increase of 5% of expiring Base Sum Insured in a Policy Year; maximum up to 50% of Base Sum Insured (irrespective of claim history). Applicable for SI 25 Lac and below only.