Which of the below is NOT a negative impact of conflict on a community?

• People being displaced from their homes

• Psychological trauma

• Defeat of problematic governments

• Damage to buildings

Which of the below is the main reason war exists?

• Competition over territory

• Historical grievances

• Self defense

• Cultural differences

Which of the below statements is false?

• Refugees are a burden on the country that takes them in.

• Accepting refugees improves understanding and tolerance.

• Refugees can address employment skills shortages.

• Everyone has the human right to live safely

Which of the below is NOT a negative impact of the fashion industry on the environment?

• A large amount of carbon emissions

• Creates air pollution

• Creates water shortages

• Contributes to landfill

Which of the below is NOT a reason that people don't try to reduce the impact of fast fashion?

• Lack of affordable alternatives

• Inconvenience

• Most people don't care about the environment

• Lack of education about the impact of the fashion industry

Which of the below NOT a way to reduce the impact of the fashion industry on the environment?

• Recycle clothes

• Regularly buy new clothes

• Buy from environmental friendly brands

• Buy used clothes

Which of the below statements is true?

• If you have a high income you will find it easy to manage money.

• The cost of living is low in St Albans.

• Budgeting is balancing your income and expenses.

• If you have a lot of assets, you must also have a lot of cash,

Which of the below is NOT a reason that it is a challenge to manage money?

• Materialism

• Lack of education about budgeting

• It is common to have a large amount of income and outgoings

• People don't have enough money

Which of the below statements is false?

• Loans are needed to buy big ticket items.

• A variable loan is more financially secure than a fixed loan.

• Loans are always a good thing.

• Credit cards are a short term loan.

Pay day loans are...

• short term, high interest.

• long term, high interest

• short term, low interest

• long term, low interest