
Life insurance
Authored by Surajit Basu
Professional Development, Business, Other
Professional Development
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10 questions
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1.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
The product that does not have a savings component is
Whole Life
Endowment
Universal Life
Term Life
2.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
The product that typically has a reducing sum insured is
Whole Life insurance
Endowment
Mortgage Term insurance
Variable Life insurance
3.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
Which of these products has a fixed amount payable at maturity?
Universal Variable Life
Non-par Endowment
Whole Life participatory
Term Life
4.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
Term products
always have a level premium, not varying each year.
have nothing payable on maturity
cannot have changes in sum insured
may not be converted to Whole Life policies
5.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
Whole Life policies
always have bonus options
never have bonus options
have bonus options, only if the policy is participatory
have bonus options, only if the policy is non-participatory
6.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
Which of these policies will not have a cash value?
Endowment
Whole Life
Universal Life
Term
7.
MULTIPLE CHOICE QUESTION
1 min • 1 pt
From the age of 12 to 60, as age increases, the chances of death during each year
Stays the same
Increases
Decreases
Has no correlation with age
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