KSSM Chapter 10 Form 4

Which of the following is/are not the financial management process?

Yang manakah ialah bukan proses pengurusan kewangan?

• Setting goals / Menetapkan matlamat

• Evaluating financial status / Menilai kedudukan kewangan

• Creating financial plan / Mewujudkan pelan kewangan

• Measurement offinancial flow / Pengukuran penagihan kewangan

• Implementing financial plan / Melaksanakan pelan kewangan

Which of the following is the wrong key component in SMART financial goals?

Yang manakah merupakan komponen matlamat kewangan SMART yang salah ?

• T - Time-bound / Jangka masa ditetapkan

• S - Specific / Spesifik

• A - Attainable / Boleh dicapai

• R - Review / Mengkaji semula

• M - Measureable / Boleh diukur

Which of the following is/are correct?

Yang manakah kenyataan berikut adalah benar ?

• Fixed expense - dividends / Belanja tetap - dividen

• Variable expense - rent / Belanja berubah - sewa

• Active income - Allowances / Pendapatan aktif - elaun

• Passive income - allowances / Pendapatan pasif - elaun

Calculate the cash flow for Mr. Rabbani

Hitung aliran tunai Encik Rabbani.

Active Income /Pendapatan Aktif: RM2,000

Passive Income / Pendapatan Pasif : RM350

Fixed Expenses / Belanja tetap : RM 2,300

Variable Expenses / Belanja Berubah : RM 250

Then, determine whether it is Deficit or Surplus.

Pastikan ialah lebihan atau kurangan.

• -200 (Deficit / kurangan)

• 500 (Surplus / Lebihan)

• 200 (Surplus / Lebihan)

• -800 (Deficit / kurangan )

How much is Puan Soffia's monthly saving if she wanted to pay the down payment(10%) for a RM650,000 house in five years?

Berapakah simpanan bulanan yang perlu Puan Soffia simpan jika dia ingin membayar wang pendahuluan (10%) untuk sebuah rumah yang bernilai RM 650,000 dalam tempoh masa 5 tahun ?

• RM1111.78

• RM1083.33

• RM900.00

• RM902.78

In February 2020, Mr Daniel received a total income of RM4 500. His monthly fixed expenses and variable expenses are RM2 880 and RMx respectively. There is a negative cash flow of RM620. Calculate the value of x?

Pada bulan Februari 2020, gaji Daniel ialah RM 4 500. Belanja tetap dan belanja beruabahnya ialah RM 2 880 dan RM X. Terdapat aliran tunai yang negatif sebanyak RM620. Sila cari nilai bagi RM X.

• 1 000

• 3 500

• 2 240

• 3 880

Which of the following is the correct example of asset and liability?

Yang manakah merupakan contoh aset dan liabiliti yang betul ?

• Asset: Loan / pinjaman

  Liability: Credit card debts / hutang kad kredit

• Asset: Unit Trust / Amanah Saham

  Liability: Instalment balance / Baki ansuran

• Asset: Tax / cukai

  Liability: Real estate / hartanah

• Asset: Saving / Simpanan

  Liability: Property / harta

Which is / are Fixed Expenses ?

Yang manakah ialah Belanja Tetap ?

• petrol / minyak petrol

• rental / sewa

• loan instalment / ansuran pinjaman

• insurance / insurans

Which of the following should be considered when developing a long-term financial plan?

Apakah aspek yang perlu diambil kira semasa membina pelan kewangan jangka panjang?

• Inflation Rate / kadar inflasi

• Interest Rate / kadar faedah

• Personal Health / kesihatan diri

• Liabilities / Liabiliti

The table shows part of Encik Halim’s monthly financial plan.

Express p as a percentage of the net income.

Gambar ini menunjukkan pelan kewangan bulanan Encik Halim. Sila cari "p" dalam nilai peratusan dalam pendapatan bersihnya.

• 25%

• 20%

• 15%

• 10%