Ch. 12 Review: Investing and Retirement

Cash in a bank savings account is a good example of a(n):

• Qualified Retirement Savings Plan

• Fixed Annuity

• Portfolio

• Liquid Asset

Your collection of investments is called your:

• Qualified Retirement Savings Plan

• Fixed Annuity

• Portfolio

• Liquid Asset

Preparing a will is just one aspect of effective:

• Stock Market

• Will

• Retirement Planning

• Estate Planning

The S&P 500 is one example of a(n):

• Stock Market Index

• Risk-Return Ratio

• Dividend

• 401(k)

Owning _______ means you own a small piece (or pieces) of a company.

• Bull Market

• Stock

• Charitable Organization

• Qualified Retirement Savings Plan

A fund manager uses a(n) ______ to outline an investing strategy.

• Variable Annuity

• Prospectus

• Stock Market

• Will

A(n) ______ is a payout of net profits from a company to shareholders.

• Individual Retirement Arrangement (IRA)

• Stock Market Index

• Risk-Return Ratio

• Dividend

______ refers to the monetary gain or loss of an investment over time.

• ROY

• ROI

• IRA

• IRO

Which of the following is not considered a true retirement plan?

• IRA

• 401(k)

• SIP

• 403(b)

When it comes to picking investments, the higher the ________, the greater your chance of losing money:

• Return

• Risk

• Interest rate

• Index