Saving vs. Investing

Putting $20 per paycheck into an account to help pay for books during college:

• Saving

• Investing

Contributing 3% of your paycheck to a 401(k) plan offered through your job:

• Saving

• Investing

Buying shares of stock in your favorite clothing company:

• Saving

• Investing

Giving your cousin $5000 to help start his business, in exchange for 5% of his monthly profits:

• Saving

• Investing

Depositing your annual income tax return into an account until you have enough to buy a car:

• Saving

• Investing

Putting money into a piggy bank to save for a cool lego set:

• Saving

• Investing

Buying NFTs in the vain hope that they increase dramatically in value over time:

• Saving

• Investing

Buying a house to rent out to other people:

• Saving

• Investing

Hiding money in your shoe that your Grandmother sends you every year (but she send it to you more than once a year as her memory starts to slip) and using that money to pay for a party because Toby is finally leaving the office.

• Saving

• Investing

Budgeting $30 every month to go see a movie:

• Saving

• Investing