Personal Finance

Cost of credit expressed as a yearly percentage 

• Mortgage
• Principal
• APR
• Finance company

The cost of borrowed money, usually expressed as a percentage.

• interest
• savings plan
• scarce
• purchase

What is a credit score?

• a three-digit score that tells lenders how much money you make each year.

• A five-digit numerical rating that reflects how likely you are to repay your debt.

• A three-digit numerical rating that reflects how likely you are to repay your debt.

• A credit score is a five-digit numerical rating that reflects how likely you are to fail at paying your debts

A card that borrows money but it has to be paid back

• Debit Card 
• Credit Card 
• Baseball Card 
• Pokemon Card 

A card that uses money directly from your bank account

• Debit Card 
• Credit Card 
• Pokemon Card 
• Baseball Card 

yearly amount that you get paid

• interest
• wage
• salary
• saving

hourly rate that you get paid

• wage
• income
• salary
• register

a long term rental of a car. you need to pay monthly payments for the vehicle and it must be returned at the end of the contract.

• seller

• lemon

• lease

• downpayment

What are the four most common taxes that come out of a person’s payroll check?

• Federal Income Tax

• State Income Tax

• City/Local Income Tax

• Medicare Tax

• Social Security

Money earned before deductions

• Net Pay

• Gross Pay

• Net Tax

• Gross Tax