Learn about Peoplecare Hospital covers

What are our open Hospital covers?

• Basic Plus $500/$750

  Bronze Plus $500/$750

  Silver $500/$750

  Silver Plus $500/$750

  Silver Plus Grow $250/$500/$750

• Basic Plus $500/$750

  Bronze $500/$750

  Silver $500/$750

  Silver Plus $500/$750

  Gold $500/$750

• Basic Plus $500/$750

  Bronze Plus $500/$750

  Silver $500/$750

  Silver Plus Grow $500/$750 with Extras

  Silver Plus $500/$750

What are our closed Hospital Covers

• Public Hospital

  Basic Hospital $500/$750

  Mid Hospital $500/$750

  Premium Hospital nil/$150/$250/500

  Gold $750

• Public Hospital

  Basic Hospital $500

  Mid Hospital $500

  Bronze Hospital $500

  Premium Hospital nil/$150/$250/500

  Gold Hospital $500/$750

• Public Hospital $500

  Basic Hospital $500

  Mid Hospital $500

  Premium Hospital nil/$150/$250/500

  Gold Hospital $500/$750

        The government’s Private Health Insurance reforms mean that all hospital covers in Australia must be categorised into 4 Basic Tiers what are they?

• 1. Basic

  2. Bronze

  3. Silver

  4. Gold

• 1. Basic Plus

  2. Bronze

  3. Silver

  4. Gold

• 1. Basic

  2. Bronze Plus

  3. Silver

  4. Gold

• 1. Basic

  2. Bronze

  3. Silver Plus

  4. Gold

Included Services:

Members will receive benefits for hospital and medical treatment for services that are included in the clinical categories that are included in their level of hospital cover.   The member must be admitted as an inpatient into the hospital.

• True

• False

“Medical Admissions” are covered in all levels of cover – it is important we ask the nature of this medical admission as the waiting periods can vary depending on the nature of the admission

• True

• False

Restricted Service -

The fund will pay a ‘default’ benefit only for accommodation in a private hospital, which means the member will have substantial out-of-pocket costs

• True

• False

Public Hospital -

If you go into a public hospital as a private patient, you’ll still have to go on the public hospital waiting list and you get the same priority as public patients – there is no jumping the queue.

• True

• False

If you go to a public hospital as a private patient - You are guaranteed a private room

• True

• False

What is a Excluded Hospital services?

• A member is not covered for this service AT ALL, no hospital or medical costs will be paid for the excluded services

• A member is not covered for this service AT ALL, no hospital costs will be paid for the excluded services