Investasi dalam Perspektive Islam

Investment is immovable property or property owned by individuals or companies that are owned with the hope of obtaining periodic income or profits on sales and are generally controlled for a relatively short period.

• True

• False

Investment according to Islam is the investment of funds or capital participation for a certain business field whose business activities do not conflict with sharia principles, both the object and the process.

• False

• True

Investment According to the Quran:

Al-Baqarah (2) : 260

An-Nisa (4) : 12

• True

• False

Investment According to the Sunnah of the Prophet SAW:

"From Abu Hurairah ra. that the Messenger of Allah. said: Allah said: I am the third of two partners as long as one of them does not betray his friend. If anyone betrays me, I leave (the association) with them (Narrated by Abu Dawud and judged authentic by al-Hakim).

• True

• False

Sharia Principles in Investment:

1. Not seeking sustenance in the illicit business sector, both in terms of its substance (object) and process (obtaining, processing and distributing), and not using it for unlawful things;

2. Neither oppressing nor oppressing (la taẓlimūn wa lā tuẓlamūn);

3. Fair distribution of income;

4. Transactions are carried out on the basis of rida sama rida ('an-tarāḍin) without any coercion;

5. There is no element of usury, maysīr (gambling), gharar (obscurity), tadlīs (fraud), arar (damage/damage) and does not contain immorality.

• True

• False

Investment Type:

1. Direct (Entrepreneur/managing own business in real sector)

2. Indirect (Investments in the non-real sector such as investment in Islamic banking (deposits) and the Islamic capital market through the Islamic stock exchange, sharia mutual funds, sukuk, and others)

• False

• True

Sharia Investment Type:

1. Business/Business in Real Sector

2. Syariah banking

3. Sharia Capital Market (Sukuk, Sharia Shares, Sharia Mutual Funds)

• True

• False

According to the National Sharia Council Fatwa No. 32/DNS-MUI/IX/2002 the definition of sharia bond is a long-term securities based on sharia principles issued by the Issuer to Sharia bond holders which requires the Issuer to pay income to sharia bond holders in the form of profit sharing / margin / fee and repay the bond funds at maturity.

• True

• False

Sharia Shares: Securities or securities that have the concept of equity participation with profit sharing rights that do not conflict with sharia principles

• True

• False

Sharia mutual funds are containers used to raise funds from the investor community as property owners (shabib al-mal / Rabb al-mal). These funds are then invested in a securities portfolio by the investment manager as the representative of the shahib al-mal according to the provisions and principles of Islamic sharia.

• True

• False